How to Earn While Still Studying

To ensure they won’t have to worry about anything in the future, adults need to work hard to earn and save money and make sure they regularly contribute to their retirement fund and savings on top of their current obligations. The expectation in Singapore, however, is that citizens will actively work to ensure that their finances are secure enough to support them until they can retire in peace.

It could be a worry for students to begin working as soon as feasible in order to take care of their finances. However, as a student, you can feel limited by the fixed amount of pocket money your parents give you. You could only be able to afford to eat, which means you won’t be able to buy things or hang out with your pals as much. Additionally, you might not have enough to begin saving and starting on your path to financial independence.

Because of this, a lot of students hunt for alternative sources of money. Few people, however, can afford to work a part-time job while also attending school. Singaporean students are very particular about their academics and wouldn’t want to get left behind because they are also trying to work at the same time.  However, it’s not impossible to do so.

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How can students earn while still studying?

There are means for students to still earn money while also studying and making sure that it wouldn’t interfere with their education. We came up with a list of popular techniques to generate additional income that doesn’t require a lot of time.

1. Work as a tutor

It’s possible to work as a part-time tutor for younger children. Undergraduate tutors can still make between $25 to $40 per hour, which is significantly more than most part-time occupations, even though they may not be making as much as a trained tutor with experience. The nicest thing about this is that you may only dedicate yourself to it in your spare time. You can still work as a tutor even if you only have an hour or two available each week. Basically, it would rely on the contract you signed with the client.

However, you also need to take into account the time (and money, if you plan to buy assessment books) that you may need to plan and prepare for your courses and materials. Tutoring is not a side gig that everyone can do. Additionally, you must have the perseverance to educate younger kids and the commitment to ensure that they grasp the material.

2. Try your hand at investing

Placing your money in an area where you believe its worth will rise is known as investing. It doesn’t require constant labor, but it does require analytical skills, the capacity to recognize trends, and strategic planning. To begin investing, you must also have additional money or your own source of funding.

When investing, there are hazards, and you run the possibility of losing more money than you make. Be careful to start small. There are different types of investments you can make if you want to start small and learn which way is best for you. There are videos available online as well as courses that can help you teach how to start investing.

3. Start a small business

Nowadays, many students are beginning their own small businesses because they are easy to start. Think about the first things that you are interested in or are skilled at. Make an effort to narrow down your concepts and produce something that is unique, appealing to the largest possible audience, and not previously available. Lastly, you may attempt brand marketing. One way to build brand awareness is through social media, which can also be an excellent tool for in-house marketing.

Employ relevant hashtags and phrases on social media platforms to highlight the unique selling point (USP) of your goods or services. If you could create eye-catching viral content, that would be very helpful. You can even ask your friends to help you advertise your products and services on their own accounts. The most dependable method for expanding your clientele is word-of-mouth marketing.

Additionally, to make sure you are keeping and getting more customers, don’t forget to listen to your customers’ feedback. Not all of them will be 5-stars instantly but it will help you understand their wants and needs and will also help in making sure you adapt for the better. If you disregard their feedback, you may risk your business turning irrelevant and sour before it even begins to take off. However, it would be best if you accounted for the time it will take you to produce and provide your customers with your goods or services. Just like any business, it may take a lot of time. Assess your ability to balance your small business with your studies.

4. Find a freelance job

When you work independently, you can do it whenever you choose and without any restrictions. This kind of job suits students well because you can manage your time and fit it in when you have free time.

There are many different types of freelance jobs. Examples include writing, performing, and event assistance on a freelance basis. There are numerous websites where you can look for opportunities for freelancing work. These include job-search websites in general as well as freelance-focused ones like Fiverr, Upwork, etc. One benefit of freelancing is that it might give you work experience that you can include in your portfolio. You can start off by doing freelance writing, for instance, if you intend to be a writer in the future.

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5. Participate in surveys

A lot of companies try to find out more about their potential consumers in order to retain or attract new ones. These companies are prepared to pay you to respond to inquiries about your character, habits, and beliefs. While it may appear quite easy, bear in mind that you will need to do multiple surveys in order to earn a significant amount of money, and the money you receive for each survey may be rather small.

6. Sell secondhand items

As a student, you will surely find that you have unnecessary goods lying about. Perhaps you have clothes that you’ve stuffed in the back of your wardrobe and never worn. Do you own any shoes that you hardly ever wear because of improper fit? Alternatively, do you perhaps have some bags lying around that you no longer use? Considering that you can sell these items for a profit, try not to let them take up unnecessary space.

Sell your belongings on websites like Facebook Marketplace or Carousell to make some extra cash instead of letting them gather dust in your room. In addition, you can bring them to retail stores that sell used goods in exchange for payment. In this manner, you can clear clutter in your home while continuing to make use of your old items.


By investigating a variety of revenue-generating opportunities, Singaporean students can attain financial independence without compromising their academic pursuits. Students can make extra money and learn how to manage their finances by working as tutors, making prudent investments, launching a small business, freelancing, taking surveys, or selling used goods. By offering flexibility and invaluable experience, these approaches assist students in striking a balance between their financial and academic obligations, ultimately clearing the path to a stable financial future.


Carelle is a teacher who has been through the ups and downs of the teacher and learner life. She wishes for every learner to gain educational satisfaction that will help embody the people they want to be in the future.

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